Jobs in the banking sector have gained immense popularity in today’s time. This article is to help students who wish to make a career in the banking sector and confused to what to do after 12th commerce for banking. It’s a conventional thought that commerce stream has always been connected with the banking sector. A few years back in the education sector, students coming from other streams such as Science and Arts tend to opt for a career in banking sector very rarely. This field was ruled by commerce stream candidates mostly. However, the scenario has been changed now. Nowadays, any student having a Bachelor’s Degree is eligible and try to become a Bank Probationary officer. So, that students coming from other streams can also venture into the banking sector easily!


Why Students Get Attracted Towards Banking Sector After 12th commerce?

As the banking sector gives great opportunities to start your career as a fresher compared to other jobs, the popularity of bank jobs has been raised immensely. Not just freshers but, the majority of graduates also prefer jobs in the banking sector in place of other popular choices. The most significant benefit of a Banking Career is that it offers job security. The process to fire someone from the job isn’t easy unless you do something prohibited or against the laws.

Another advantage to working in the banking sector is salary, banking sector jobs provide a handsome salary package. Also, along with the good salary package, other benefits like home, transportation allowance, etc. get provided to candidates. If you are working in the banking sector so you can enjoy a number of holidays in India. And lastly, bank jobs offer a great learning environment about new policies and schemes of loan/credit as there are a wide variety of schemes to offer to, establishments, companies, firms and individuals etc. One who is working in this sector will learn all while working.


What to do After 12th Commerce For Banking?

So now you know that technically any Degree after 12th commerce is acceptable to apply for the competitive exam and get a job in banking sector. Banks like IBPS and SBI conduct examination for graduate candidates for various posts. The post of the probationary officer is perhaps the most desired by lakhs of graduates.


Eligibility to get a job in Banking Sector after 12th

To become a Bank PO, a candidate must have completed the minimum educational qualification that is a Bachelor’s Degree in any stream from a recognized University/Institute. After acquiring the bachelor’s degree the aspirant must pass the relevant entrance test conducting by the relevant body such as IBPS, SBI or rural-bank tests etc.


Which Courses Choose For Banking?

Below is the list of some of the common courses to choose a banking job after 12th

B.COM – Bachelor of Commerce is a 3-year long undergraduate program which is popular among 12th passed students from commerce stream.

BACHELOR OF ECONOMICS – is a 3-year long course for students passionate about economics. Again, a popular course among 12th passed students of commerce stream.

BACHELOR OF FINANCE AND ACCOUNTING – is also a 3-year long degree course that focuses on areas such as finance and accounting.

CA – Chartered Accountant course has a strong connection with commerce stream. CAs are hired widely by banks for the purpose of auditing and accounting purposes.

CMA – Similar to CA, Certified Management Accountant are professionals who get hired by banks for accounting and auditing.


Competitive Exams to get a job in Banking Sector

After completing graduation, one can make a career in the banking sector by appearing in the exams conducted by IBPS/ SBI or any other bank. After the exam, the cut off marks gets decided on the basis of the merit list and then banks allocate to the candidates.


IBPS conducts examination for the nationalized banks in India for various posts in various banks and the probationary officer is one of the posts which any graduate prefers to opt.

Reserve Bank of India

Reserve Bank of India also conducts examination for employing candidates for several posts. However, due to its great difficulty level, candidates more likely to go for IBPS exams.

State Bank of India

State Bank of India is the biggest government bank in India. Almost every graduate banking job aspirant dreams to join this bank. Salary, house grants or medical conveniences, SBI provides its employee.

Regional Rural Bank Exam

Candidates who strive to be an officer’s grade post and assistant level posts in many government banks have to give the online test by IBPS.

Specialist officer exam form IBPS

Candidates who have completed their graduation or post-graduationIBPS conducts the exam for the post of a specialist officer.

Other than government banks there are various private banks that offer jobs, however, benefits are always better in the government sector. Many degree, diploma and certificate courses are available in banking which can be done to increase knowledge and apply in private banks.



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